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10-Year settlement plan: “A fairer pathway to settlement?”

27 November 2025

The Home Office has released a consultation paper proposing a major overhaul of the UK settlement system. Under the plans, the qualifying period for settlement across most visa routes would increase from the current 5 years to a 10-year baseline. Crucially, this change would apply not only to new applicants, but also to existing migrants […]

10-Year settlement plan: “A fairer pathway to settlement?”

The Home Office has released a consultation paper proposing a major overhaul of the UK settlement system. Under the plans, the qualifying period for settlement across most visa routes would increase from the current 5 years to a 10-year baseline. Crucially, this change would apply not only to new applicants, but also to existing migrants who have not yet obtained Indefinite Leave to Remain (ILR).

The consultation is open to the public until 12 February 2026, and responses can be submitted through the Gov.UK online portal. Below is an outline of the most significant proposed changes.

Key Proposed Changes

  1. Standard qualifying period extended to 10 years

The government proposes to apply the new 10-year requirement to everyone who has not yet reached ILR, stating that individuals who expect to settle in the coming months or years would become subject to the new rules as soon as they take effect.

  1. Reductions to the 10-year baseline for integration or contribution

Applicants may qualify earlier if they meet certain criteria, including:

Contribution / Attribute Reduction
English language at C1 level –1 year
Taxable income of £125,140+ for 3 years –7 years
Taxable income of £50,270+ for 3 years –5 years
Employment in specified public service roles for 5 years –5 years
Community work (e.g., volunteering) –5 years
Global Talent workers or Innovator Founders –7 years
  1. Increases to the qualifying period

The 10-year baseline may be extended if applicants:

Circumstance Additional Years
Are in receipt of public funds +5 years
Receive public funds for more than 12 months +10 years
Entered illegally or overstayed for more than 6 months +20 years

 

  1. Longer route for low-skilled or low-salary roles

Skilled workers in lower-skilled or lower-paid occupations, including Health and Care visa holders would need to complete 15 years before becoming eligible for settlement.

  1. Exemptions

Dependants of British citizens, and British Nationals (Overseas) from Hong Kong and their dependants, are excluded from the extended qualifying periods due to what the government describes as their “uniquely strong attachment” to the UK. Their settlement routes would remain quicker.

  1. Removal of the 10-year Long Residence route

The existing long residence pathway, which allows applicants to combine different visa categories to reach 10 years of lawful residence, would be abolished.

  1. New minimum earnings requirement

All settlement applicants would be required to show annual earnings above £12,570 for at least 3 to 5 years.

  1. Dependants to meet settlement criteria independently

Dependants would no longer automatically qualify for settlement alongside the main applicant. Instead, they would need to independently meet all requirements, including the qualifying period and other attributes. Further details are still under consultation.

Impact and Considerations

These proposals represent one of the most far-reaching reshapes of the UK immigration system in decades. They are controversial and, if implemented, would significantly affect all migrants planning long-term residence in the UK.

Given that the proposed rules would be more stringent and may apply even to those already on their route to settlement migrants who are eligible under the current 5-year rules should consider applying for settlement as soon as they qualify.

For further information and support on applying for indefinite leave to remain please contact us 02079036889 or email contact@davenportsolicitors.com.

Disclaimer
The material contained on this website contains general information only and does not constitute legal or other professional advice and should not be relied upon as such. While every care has been taken in the preparation of the information on this site, readers are advised to seek specific advice in relation to any decision or course of action.

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